:root{
  --navy:#1b2148; --navy-2:#262d5e; --green:#6cc04a; --green-d:#2f7d1c; --teal:#2aa9a0;
  --paper:#f3f6fb; --white:#fff; --ink:#1d2230; --muted:#566079; --line:#d5dcea;
  --r:10px;
  --display:"Bricolage Grotesque","Helvetica Neue",Arial,sans-serif;
  --body:"Public Sans","Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px}
body{margin:0;font-family:var(--body);color:var(--ink);background:var(--paper);line-height:1.6;font-size:1.0625rem}
img,svg{max-width:100%}
a{color:inherit}
.wrap{width:min(1120px,100% - 2rem);margin-inline:auto}
.skip{position:absolute;left:-999px;top:0;background:var(--green);color:var(--navy);padding:.6rem 1rem;z-index:100}
.skip:focus{left:1rem;top:1rem}
:focus-visible{outline:3px solid var(--teal);outline-offset:3px;border-radius:4px}

h1,h2,h3{font-family:var(--display);line-height:1.1;margin:0 0 .6em;letter-spacing:-.02em;color:var(--navy)}
h1{font-size:clamp(2.4rem,5.4vw,4.2rem);font-weight:800;color:#fff}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem);font-weight:700}
h3{font-size:1.2rem;font-weight:700;letter-spacing:-.01em}
p{margin:0 0 1em}
.lead{font-size:1.2rem;max-width:34em;color:#dfe6ff}
.sec__intro{color:var(--muted);max-width:36em;font-size:1.1rem}
.fine{font-size:.85rem;color:var(--muted);margin-top:1rem}

/* nav */
.nav{position:sticky;top:0;z-index:50;background:rgba(27,33,72,.96);backdrop-filter:blur(8px)}
.nav__in{display:flex;align-items:center;gap:1.5rem;min-height:64px}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:#fff;font-family:var(--display);font-weight:700;font-size:1.15rem;margin-right:auto}
.nav__links{display:flex;gap:1.5rem;list-style:none;margin:0;padding:0}
.nav__links a{color:#cfd6f5;text-decoration:none;font-size:.95rem}
.nav__links a:hover{color:#fff}

.btn{display:inline-block;background:var(--green);color:var(--navy);font-weight:600;text-decoration:none;padding:.85rem 1.4rem;border-radius:var(--r);border:2px solid var(--green);font-family:var(--body);font-size:1rem;cursor:pointer;transition:background .15s,transform .15s}
.btn:hover{background:#7fd35c;border-color:#7fd35c}
.btn--sm{padding:.5rem 1rem;font-size:.92rem}
.btn--ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn--ghost:hover{background:rgba(255,255,255,.1);border-color:#fff}

/* hero */
.hero{background:var(--navy);position:relative;overflow:hidden;padding:clamp(3rem,8vw,6rem) 0}
.hero::before{content:"";position:absolute;right:-18vw;top:-22vw;width:60vw;height:60vw;border-radius:50%;
  box-shadow:0 0 0 1px rgba(108,192,74,.55),0 0 0 22px var(--navy),0 0 0 23px rgba(42,169,160,.5),0 0 0 44px var(--navy),0 0 0 45px rgba(108,192,74,.35),0 0 0 66px var(--navy),0 0 0 67px rgba(42,169,160,.25)}
.hero__in{position:relative;display:grid;grid-template-columns:1.2fr 1fr;gap:3rem;align-items:center}
.hero__cta{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.8rem}

.statement{margin:0;background:var(--white);border-radius:14px;padding:1.4rem 1.5rem;box-shadow:0 20px 50px rgba(0,0,0,.35)}
.statement figcaption{font-family:var(--display);font-weight:700;color:var(--navy);border-bottom:2px solid var(--green);padding-bottom:.6rem;margin-bottom:.4rem}
.statement dl{margin:0}
.row{display:flex;justify-content:space-between;gap:1rem;padding:.7rem 0;border-bottom:1px solid var(--line);font-size:.98rem}
.row dt{color:var(--muted)}
.row dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}
.row .neg{color:#b3402a}
.row.total{border-bottom:0;padding-top:.9rem}
.row.total dt{color:var(--navy);font-weight:600}
.row.total dd{color:var(--green-d);font-size:1.35rem;font-family:var(--display)}
/* the one orchestrated moment: the statement fills in line by line */
.row{opacity:0;transform:translateY(6px);animation:line .5s ease forwards}
.r1{animation-delay:.3s}.r2{animation-delay:.9s}.r3{animation-delay:1.5s}.r4{animation-delay:2.1s}
@keyframes line{to{opacity:1;transform:none}}

.band{background:var(--navy-2);color:#cfd6f5}
.band__in{display:flex;flex-wrap:wrap;align-items:center;gap:.8rem 1.6rem;padding:1.1rem 0}
.band p{margin:0;font-weight:500;color:#fff}
.band ul{display:flex;flex-wrap:wrap;gap:.4rem 1.2rem;list-style:none;margin:0;padding:0}

/* sections */
.sec{padding:clamp(3.5rem,8vw,6rem) 0}
.sec--tint{background:#e8edf7}
.sec--navy{background:var(--navy);color:#dfe6ff}
.sec--navy h2,.sec--navy h3{color:#fff}
.sec--navy .sec__intro,.sec--navy .fine{color:#b9c3ea}
.split{display:grid;grid-template-columns:1fr 1.1fr;gap:3rem;align-items:start}
.cols3{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;margin-top:2rem}
.cols3 article{border-top:3px solid var(--green);padding-top:1rem}
.cols3 ul{padding-left:1.1rem;margin:0;color:var(--muted)}
.cols3 li{margin-bottom:.45rem}

.steps{list-style:none;margin:2.5rem 0 0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem;counter-reset:s}
.steps li{counter-increment:s;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:1.3rem;position:relative}
.steps li::before{content:counter(s);display:grid;place-items:center;width:2rem;height:2rem;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--display);font-weight:700;margin-bottom:.8rem}
.steps p{margin:0;color:var(--muted);font-size:.98rem}

.checks{list-style:none;margin:0;padding:0}
.checks li{position:relative;padding:.75rem 0 .75rem 2rem;border-bottom:1px solid var(--line)}
.checks li::before{content:"";position:absolute;left:0;top:1.05rem;width:1.1rem;height:.6rem;border-left:3px solid var(--green-d);border-bottom:3px solid var(--green-d);transform:rotate(-45deg) scale(.9)}
.checks--light li{border-color:rgba(255,255,255,.18)}
.checks--light li::before{border-color:var(--green)}

/* calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
.calc__box{background:var(--white);border-radius:14px;padding:1.6rem;border:1px solid var(--line)}
label{display:block;font-weight:600;color:var(--navy);margin:1rem 0 .35rem;font-size:.95rem}
label:first-child{margin-top:0}
input,textarea{width:100%;font:inherit;padding:.7rem .8rem;border:1.5px solid var(--line);border-radius:8px;background:#fff;color:var(--ink)}
input[type=range]{padding:0;accent-color:var(--green-d)}
output{color:var(--green-d)}
.calc__res{margin:1.4rem 0 0;border-top:2px solid var(--green);padding-top:.5rem}
.calc__res div{display:flex;justify-content:space-between;padding:.55rem 0;border-bottom:1px solid var(--line)}
.calc__res dt{color:var(--muted)}
.calc__res dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums}
.calc__res .total{border-bottom:0}
.calc__res .total dd{font-family:var(--display);font-size:1.5rem;color:var(--green-d)}

/* contact */
address{font-style:normal;margin-top:1.5rem;line-height:1.9;color:#dfe6ff}
address a{text-decoration-color:var(--green)}
.form{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.18);border-radius:14px;padding:1.5rem}
.form label{color:#fff}
.form .btn{margin-top:1.2rem}

.foot{background:#12163a;color:#9aa5d6;font-size:.88rem;padding:1.4rem 0}
.foot__in{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.5rem 2rem}

@media (max-width:900px){
  .nav__links{display:none}
  .hero__in,.split,.calc{grid-template-columns:minmax(0,1fr);gap:2rem}
  .cols3{grid-template-columns:minmax(0,1fr)}
  .steps{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:560px){
  .steps{grid-template-columns:minmax(0,1fr)}
  .row{font-size:.9rem}
  .row dd{white-space:normal;text-align:right}
  .brand span{font-size:1rem}
  .btn{padding:.8rem 1.1rem}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .row{opacity:1;transform:none;animation:none}
}

/* language switch + document pages */
.lang{color:#cfd6f5;text-decoration:none;font-size:.9rem;border:1px solid rgba(255,255,255,.3);border-radius:6px;padding:.3rem .6rem}
.lang:hover{color:#fff;border-color:#fff}
.textlink{color:var(--green-d);font-weight:600}
.sec--navy .textlink{color:var(--green)}
.doc{padding:clamp(2.5rem,6vw,4.5rem) 0}
.doc__head{background:var(--navy);padding:clamp(2.5rem,6vw,4rem) 0}
.doc__head p{color:#b9c3ea;margin:0}
.doc__body{max-width:44rem}
.doc__body h2{font-size:1.4rem;margin-top:2.2rem}
.doc__body ul{padding-left:1.2rem}
.doc__body li{margin-bottom:.4rem}
.doc__box{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--green);border-radius:var(--r);padding:1rem 1.2rem;margin:1.5rem 0}
.doc__actions{margin-top:2rem;display:flex;gap:.8rem;flex-wrap:wrap}
.btn--dark{background:var(--navy);border-color:var(--navy);color:#fff}
.btn--dark:hover{background:var(--navy-2);border-color:var(--navy-2)}
@media print{.nav,.foot,.doc__actions,.skip{display:none}.doc__head{background:none;padding:0}.doc__head h1{color:#000}.doc__head p{color:#333}body{background:#fff}}